As a Certified Mortgage Planner it is my role to provide high trust education.  I gather all the financial information from a client and then present different pictures for different situations. 

I structure a client’s debt in an environment that takes into consideration the client’s liquidity, safety of principal, cash flow needs today and in the future, income tax ramifications, and investment strategies.  I also work with a client’s other trusted advisers(their real estate agent, accountant, financial planner, attorney and insurance professional) to ensure that the loan they choose is SUITABLE, not just one the client is ELIGIBLE to obtain.